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Thinking about refinancing? HSH.com has everything you need to help you get your refinance underway. We can help you determine whether refinancing is right for your situation, show you how to compare and minimize refinancing costs, provide you with strategies to achieve your goals and even help you locate lenders to handle your new mortgage.
Calculator: Should I refinance my mortgage? With rates approaching historic lows, now is probably the time to refinance if you haven’t done so in the past several years, says Keith Gumbinger, vice president of HSH.com. "I don’t think rates are going to go significantly lower than this," Gumbinger said.
Calculator Rates Commercial Property Loan Calculator. This tool figures payments on a commercial property, offering payment amounts for P & I, Interest-Only and Balloon repayments – along with providing a monthly amortization schedule. This calculator automatically figures the balloon payment based on the entered loan amortization period.
Mortgage Masters group mortgage refinance advice: Mortgage Refinance – HSH Associates/U.S. News Online: Refinance Calculator Paycheck stretched thin? – Cha-ching. If you have a mortgage, now may be the time to consider refinancing. According to the latest study from HSH Associates, most of the drop in mortgage rates already has happened.
Jack M.Guttentag is Professor of Finance Emeritus at the Wharton School of the University of Pennsylvania and author of The Mortgage Encyclopedia.Throughout his career, Professor Guttentag has been concerned with the difficulties faced by consumers in the home loan market.
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Refinancing is the process of obtaining a new mortgage in an effort to reduce monthly payments, lower your interest rates, take cash out of your home for large purchases, or change mortgage companies. Most people refinance when they have equity on their home, which is the difference between the amount owed to the mortgage company and the worth.