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Alfie Blog: Mortgage Loans – Which one is right for me? Conventional mortgage: This is a traditional type of mortgage loan. The mortgage lender assumes more risk than they do with a government-backed loan. Conventional loans can be fixed-rate or adjustable-rate. (See below to know which one is right for you.) Why could it be right for me? A conventional loan can be more economical if you have the.

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Bunches more are in "Alt-A" and "prime." We don’t have more subprime borrowers than we used to have; we have fewer subprime lenders. Perhaps it’s clearer if we just talk about subprime customers, rather than "borrowers," since you aren’t a borrower until someone makes a loan.

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Mortgage Loan Calculator – The mortgage calculator with taxes and insurance estimates your monthly home mortgage payment and shows amortization table. The loan calculator estimates your car, auto, moto or student loan payments, shows amortization schedule and charts. Mortgage: A mortgage is a debt instrument , secured by the collateral of specified real estate property, that the borrower is.

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