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This is because the loans come with huge interest rates and you are expected to pay back the money in a very short time. Therefore, when the term no credit check loans is used it is supposed to mean that your financial provider doesn’t rely on the traditional credit checks which are bad for your credit profile.

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It is much easier to qualify for this Government home loan than a conventional mortgage because of the lenient loan requirements. The term "bad credit home loans" often refers to an FHA mortgage, or sub-prime loan. Check Current FHA Rates. 2018 FHA Credit Requirements. Because FHA home loans are insured they are much less risky for lenders.

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